
YIELD 计算的是债券的收益率
YIELD(settlement, maturity, rate, pr, redemption, frequency, [basis])
RATE算出的贷款月利率
RATE(nper, pmt, pv, [fv], [type], [guess])

YIELD 计算的是债券的收益率
YIELD(settlement, maturity, rate, pr, redemption, frequency, [basis])
RATE算出的贷款月利率
RATE(nper, pmt, pv, [fv], [type], [guess])